Cellulant is a pioneering B2B payments technology company based in Africa that powers payment processing for thousands of businesses. Through a single, simple connection, our payment platform - Tingg - enables businesses to disburse funds and manage their offline or online collections while allowing their customers to pay via mobile money, local and international cards or direct bank payments. With local acquiring in over 30 markets and supporting 300+ payment methods, Cellulant processes over 240 million transactions annually for market leaders in various sectors such as Airlines, Telecoms, E-commerce, Ride-Hailing, Retail and Remittances.
OUR STORY
Since our founding in 2003, Cellulant has evolved from a digital content provider into a leading payments platform with a presence in 35 African countries. For more than 20 years, we've built a robust network that integrates multiple payment methods, addressing the unique challenges of Africa’s diverse payment landscape.
We began selling ringtones as a digital content business and quickly realised the need for a more streamlined way to manage payments. This realisation led us to develop a platform that initially allowed customers to check their bank balances and eventually evolved into a comprehensive payment solution. Our journey has seen us partner with more than 1000 businesses, including some of the largest banks and mobile money providers on the continent.
Throughout the years, we've continuously adapted and grown, leveraging our experiences to simplify payments for businesses and consumers alike. Today, Cellulant powers online and offline payment processing allowing businesses to collect payments, send payouts, and accelerate business growth. We’re the payment fabric that makes interoperability possible and stitches Africa together for the global economy.
OUR VISION:
To enable seamless payments across Africa for businesses, banks and consumers.
As the Principal: Treasury Operations, you will be responsible for overseeing daily treasury operations while also engaging in strategic planning to ensure optimal liquidity management across multiple African regions with diverse economic and regulatory environments. This role plays a vital part in linking the company’s treasury back-office operations with front-office functions, regional teams, and external financial institutions to ensure smooth and timely execution of all treasury-related activities.
KEY RELATIONSHIPS:
Finance Department.
Product.
Commercial
CORE RESPONSIBILITIES:
Monitor and manage daily liquidity requirements to ensure sufficient funds for operations and merchant settlements across multiple regions.
Assist in developing and maintaining Merchants liquidity forecasts to meet obligations.
Optimize cash flow management, ensuring efficient use of funds without holding excessive idle cash.
Oversee foreign exchange (FX) operations, including the execution of FX trades to facilitate currency settlements.
Ensure timely and accurate settlement of merchant transactions by coordinating with internal teams and external financial institutions
Work with banks and FX providers to ensure competitive rates and efficient processing of currency exchanges.
Manage back-office treasury functions, including fund transfers, bank account management, and reconciliation of transactions.
Implement and maintain processes to ensure accuracy and compliance in treasury activities.
Oversee documentation and ensure adherence to internal policies and external regulatory requirements.
Collaborate with regional teams to understand local financial regulations and ensure seamless cross-border fund transfers and settlements.
Analyze and report key treasury metrics to Head of Treasury Operations for decision-making.
Prepare and review treasury reports, including liquidity positions, foreign exchange exposures, and settlement progress.
Maintain accurate records of client interactions and transactions for audit and compliance purposes.
Provide support and mentorship to Treasury Analyst treasury staff, helping them develop their skills and ensuring the accuracy and efficiency of their work.
Foster collaboration between treasury back- office and front-office teams, facilitating
QUALIFICATIONS & EXPERIENCE:
Education: Bachelor’s degree in finance, Accounting, Economics, or a related field.
Knowledge of banking, treasury and payments products and processes.
Experience: 5-8 years of hands-on experience in treasury operations, back-office processing, or a related field preferably within the fintech industry.
Strong understanding of treasury functions, financial markets, and banking operations.
Familiarity with African financial markets and regulatory frameworks.
Thorough knowledge of African currency markets and regulatory frameworks.
Strong communication skills and an ability to build and leverage cross-functional relationships.
Strong knowledge of finance and accounting principles within a multi-currency, multi-subsidiary environment.
SKILLS:
Advanced proficiency in Microsoft Excel or Google Sheets for data analysis and reporting.
Experience with treasury management systems or enterprise resource planning (ERP) software is a plus.
Strong analytical and problem-solving skills.
Excellent attention to detail and accuracy.
Effective communication and interpersonal skills.
Ability to work independently and as part of a team.
Proactive, results-oriented, and adaptable to change.
DESIREBALE TRAITS:
Strong Analytical & Problem-Solving Skills.
Business & Financial Acumen.
Proactive & Solution-Oriented Mindset.
High Level of Accountability & Ownership.
Strong Communication & Stakeholder Management.
Adaptability & Willingness to Learn.
Attention to Detail & Data Accuracy.
Integrity & Confidentiality.
Collaboration & Teamwork.
Why Work For Us?
At Cellulant, transforming payments in Africa isn't just a job; it is our mission. We believe by simplifying the way people pay and get paid; we are accelerating businesses, opening up markets, bridging wealth gaps and connecting Africa to the global economy.
Some exciting things about us...
We have an Extensive Footprint: We have an office presence in over 10 countries, and our products serve 35 countries across Africa with a global workforce of about 300 employees.
We believe that innovation is at the Heart of Fintech: Thousands of companies use our technology to deliver seamless payment experiences. Our customers range from various sectors such as Airlines, Telecoms, E-commerce, Ride-Hailing, Retail, to Remittances.
We Support a Diverse and Inclusive Workforce: We focus on the growth and development of our employees through well-developed, individualised career paths ensuring you reach your full potential in a supportive and delivery-oriented environment.
We Put our Employees First: We offer market-related compensation, generous personal time off and, markets permitting, medical and life insurance benefits.
We Seek Collaborative Builders: At Cellulant, we believe that great ideas happen when we come together. We, therefore, nurture a collaborative work environment that challenges, engages and empowers each person to contribute to the growth and success of the business.
We Solve for Africa’s Digital Economy: We’re solving payment challenges on the continent to create opportunities and accelerate economic growth for all of Africa.